Herengracht 142, Amsterdam
Amsterdamseweg 71, Amstelveen
CoC: 63404230

P: +31 20 764 08 08

What does “kosten koper” mean exactly?

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“Kosten koper” (abbreviated as k.k.) refers to the buyer’s costs when purchasing a property in the Netherlands. These costs are in addition to the purchase price and typically include:

  • Transfer tax: 2% of the purchase price for existing homes. Buyers under 35 may qualify for a one-time exemption, subject to conditions. This does not apply to new-build homes.
  • Notary fees for the deed of transfer (leveringsakte): For drafting and registering the deed with the Land Registry.
  • Notary fees for the mortgage deed (hypotheekakte): Only if you’re taking out a mortgage.

There are also additional costs that may apply:

  • Appraisal costs: For having the property valued, often required by the lender.
  • Mortgage arrangement fees: Charged by banks or mortgage brokers.
  • Fee for a purchasing agent (aankoopmakelaar): For professional support in securing the right property under the right terms.

Hiring a purchasing agent is not mandatory, but it’s important to note that the selling agent always represents the seller’s interests. If you want someone negotiating solely on your behalf, having your own purchasing agent is the smarter choice.

Reviews

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david rossetti 3 weken geleden
We had a fantastic experience working with Erik-Jan. He is comfortable working with English speaking clients. During the property viewing, he was thorough, guiding us on what to look out for. His support throughout the negotiation process ultimately helped us secure our dream home at a fair price. Erik-Jan is exceptionally diligent, in our case he proactively reviewed all the purchase-related documents and spotted an issue with our paperwork, which we were able to correct in time thanks to his attention to detail. We’re very grateful for his expertise and support.
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Dick de Heus 1 maand geleden
Ik raad iedereen Aankoopmakelaar Amsterdam B.V. van harte aan. Ben heeft mij ontzettend goed geholpen! Hij was duidelijk zeer deskundig, kent de Amsterdamse woningmarkt door en door, ging mee met bezichtigingen, hij ontzorgde mij volledig in het analyseren van de stukken van woning en notaris, maar het allerbelangrijkste: mijn eerste bod met Ben was direct raak!
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Koen Hanselman 2 maanden geleden
Wij zijn zeer goed geholpen door Ben bij de aankoop van onze woning. Onze belangrijkste aanleiding voor het werken met een aankoopmakelaar was om ondersteuning te hebben bij het biedproces (en het bepalen van een goed bod zonder veel te veel te overbieden). De waarde van Ben bleek echter al meteen veel waardevoller dan dat te zijn, doordat hij ons met zijn ervaren en rationele blik liet inzien dat een woning waarop we eigenlijk een bod hadden willen uitbrengen, toch niet de juiste woning was voor ons.

Ben heeft ons daarna ondersteund bij andere bezichtigingen en er uiteindelijk ook voor gezorgd dat we op onze nieuwe woning een gepast, goed onderbouwd, en ook geaccepteerd bod hebben kunnen uitbrengen.

De ondersteuning en samenwerking gedurende het gehele proces waren daarnaast erg prettig en zorgden voor een stukje zekerheid en ontzorging. Ik zou Ben aan iedereen van harte aanbevelen!
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Krzysztof Larkowski 2 maanden geleden
I recently had the pleasure of working with Aankoopmakelaar Amsterdam, and I cannot recommend them highly enough. From the very beginning, Ben made the entire process smooth, transparent, and stress-free. His professionalism and deep knowledge of the Dutch housing market stood out immediately, and he was always available to answer questions with patience and clarity.

Ben went above and beyond to ensure that every detail was taken care of. He not only guided me through the complex paperwork but also offered valuable advice at every step, helping me feel confident in my decisions.

Thanks to Ben and the team at Aankoopmakelaar Amsterdam, what could have been a stressful experience turned into an enjoyable and exciting journey. If you are looking for a reliable, trustworthy, and highly skilled makler in the Netherlands, I wholeheartedly recommend Ben.
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Alessandro 2 maanden geleden
I had a really good experience with Aankoopmakelaar! A friend of mine suggested this agency, and they truly exceeded our expectations. Ben guided us through every step of the process with calm, clarity, and professionalism. As expats was important to have someone like him on our side. I highly recommend Ben to anyone looking for a reliable and knowledgeable makelaar!
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Checklist Viewings

In addition to our no-obligation purchase advice, we offer the option to receive a ‘viewing checklist.’ This checklist allows you to quickly make an initial assessment.

Checklist viewing

  • We are a team of specialized buyers agents
  • Professional guidance throughout the entire process up to the moment of transfer
  • Sworn registered real estate agents with 25+ years of experience
  • More chance of a successful purchase with the best conditions
  • 100% independent buyers agent with no cure, no pay

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