Herengracht 142, Amsterdam
Amsterdamseweg 71, Amstelveen
CoC: 63404230

Buyer’s Costs (Kosten koper)

When buying a house in the Netherlands, the term kosten koper refers to the additional costs the buyer is responsible for on top of the purchase price. These buyer’s costs typically include:

  • Transfer tax (overdrachtsbelasting)
  • Notary fees for the deed of transfer and mortgage deed
  • Mortgage arrangement fees (also called closing costs)
  • Valuation (appraisal) costs
  • Estate agent commission, if you’ve hired a buyer’s agent

These costs are not included in the listed purchase price, so it’s important to factor them into your budget when purchasing a property. On average, kosten koper amounts to around 5–6% of the purchase price.

Want help understanding your total costs when buying a home in Amsterdam? Get in touch with our experienced buying agents for a detailed, transparent overview.

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Checklist Viewings

In addition to our no-obligation purchase advice, we offer the option to receive a ‘viewing checklist.’ This checklist allows you to quickly make an initial assessment.

Checklist viewing

  • We are a team of specialized buyers agents
  • Professional guidance throughout the entire process up to the moment of transfer
  • Sworn registered real estate agents with 25+ years of experience
  • More chance of a successful purchase with the best conditions
  • 100% independent buyers agent with no cure, no pay

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